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    <div class="contain">
        <ul class="menu1">
            <!--选项 A  -->
            <li>
                <h6 class="title">A. APPLYING FOR LOAN</h6>
                <ul class="menu2-father">
                    <li class="menu2">
                        <p>1. What are the requirements to apply for loan?
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                        </p>
                        <div class="menu2-son">In order to be able to apply for loan in TunaiKita, you have to fullfill these basic requirements:
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;Permanent Citizen of Indonesia
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;Minimum age of 21 years and maximum of 60 years
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;Have valid KTP and NPWP
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;Domicile in Jakarta
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;Other required documents and informations
                        </div>
                    </li>
                    <li class="menu2">
                        <p>2. What documents that I have to prepare in order to be able to submit loan application?
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                        </p>
                        <div class="menu2-son">
                            Please prepare your KTP and NPWP
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                    </li>
                    <li class="menu2">
                        <p>3. Do I need to have a bank account when I apply for loan?
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                        </p>
                        <div class="menu2-son">
                            Yes, you must have a valid bank account under your own name (same as your KTP full name) in order to be able to submit loan in TunaiKita. If your application is approved, we will transfer the funds to the registered bank account.
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                    </li>
                    <li class="menu2">
                        <p>4. What are the bank accounts that I can register for loan application?
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                        </p>
                        <div class="menu2-son">
                            For now, you can register bank accounts from BCA, Bank Mandiri, BNI, BRI, Danamon, Permata Bank and Bank Mega. Loan application using other banks’ accounts will also be available in the future.
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                    </li>
                    <li class="menu2">
                        <p>5. Why is my application get rejected?
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                        </p>
                        <div class="menu2-son">
                            Your application is rejected because it does not yet comply with our requirements.
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                    </li>
                    <li class="menu2">
                        <p>6. Can I cancel my loan application?
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                        </p>
                        <div class="menu2-son">
                            You can cancel your loan application as long as it is still not approved yet, by contacting our Customer Service.
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                    </li>
                    <li class="menu2">
                        <p>7. Which areas that are covered by TunaiKita’s services?
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                        </p>
                        <div class="menu2-son">
                            At the moment TunaiKita only serves JABODETABEK area. Other areas aside from JABODETABEK will be covered in the future as well.
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                    </li>
                    <li class="menu2">
                        <p>8. How much that I can borrow from TunaiKita ?
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                        </p>
                        <div class="menu2-son">
                            For now, you can submit a loan application starting from Rp 1,000,000 up to a maximum of Rp 10,000,000 with 3-6 months tenure. Your maximum loan amount will be determined by your given personal credit limit which you will get after completing all the
                            registration process.
                        </div>
                    </li>
                    <li class="menu2">
                        <p>9. How long is the loan application process in TunaiKita?
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                        </p>
                        <div class="menu2-son">
                            We are committed to process your loan application within 24 business hours at most after loan application and all required documents have been submitted. TunaiKita’s business hours is Monday-Friday from 8:00 - 20:00.
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                    </li>
                    <li class="menu2">
                        <p>10. I have submitted the loan application but has not get any answer until now. How can I know what my loan application’s status is?
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                        </p>
                        <div class="menu2-son">
                            Your loan application’s status can be seen in TunaiKita’s app by tapping on ‘Application Status’ on the Home screen or by choosing ‘Manage Loans’ from the side menu. There are 4 types of status: ‘Review’, ‘On Hold’ (additional documents needed), ‘Outcome’
                            (Approved/Rejected/Cancelled), and ‘Disbursement’ (after you loan application is approved).
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                    </li>
                    <li class="menu2">
                        <p>11. Will I receive full amount from the total loan amount that I have applied to TunaiKita?
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                        </p>
                        <div class="menu2-son">
                            Yes. If your loan application is approved, then you will be transferred the full amount of the total loan amount that you applied for, without any deductions.
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                    </li>
                    <li class="menu2">
                        <p>12. Can I submit new loan application before I finish my current loan?
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                        </p>
                        <div class="menu2-son">
                            You have to settle and finish your current loan repayments first before you can apply for a new loan.
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                    </li>
                    <li class="menu2">
                        <p>13. After I complete my loan, how long until I can apply for a new loan?
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                        </p>
                        <div class="menu2-son">
                            You can submit a new loan application straight away after you have completed your current loan.
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                    </li>
                    <li class="menu2">
                        <p>14. My loan application is rejected. Can I still re-apply for loan?
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                        </p>
                        <div class="menu2-son">
                            If your loan application is rejected, you can still re-apply for a new loan after some time. Approved/rejected decision will be made based on the analysis result of your application.
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                </ul>
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            <!--选项 B -->
            <li>
                <h6 class="title">B. FEES AND REPAYMENTS</h6>
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                    <li class="menu2">
                        <p>1. How much is the monthly service fee?
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                        </p>
                        <div class="menu2-son">
                            TunaiKita’s service fee is 9.75% to 10.3% per month. If you have any discount voucher and activate it when you submit your loan application, then your monthly repayment(s) might also reflect lower amount.
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                    </li>
                    <li class="menu2">
                        <p>2. How does TunaiKita calculate monthly service fee?
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                        </p>
                        <div class="menu2-son">Example of monthly service fee simulation is as follows:
                            <br>&nbsp;&nbsp;Total Loan: Rp 3,000,000, with 3 months tenure and monthly service fee of 9.75%
                            <br>&nbsp;&nbsp;Monthly service fee to be repaid:
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;o&nbsp;&nbsp; Month 1 = 9.75% x Rp 3,000,000 = Rp 292,500
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;o&nbsp;&nbsp; Month 2 = 9.75% x Rp 3,000,000 = Rp 292,500
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;o&nbsp;&nbsp; Month 3 = 9.75% x Rp 3,000,000 = Rp 292,500
                            <br>&nbsp;&nbsp;&nbsp;&nbsp;o&nbsp;&nbsp; TOTAL&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
                            = Rp 877,500
                        </div>
                    </li>
                    <li class="menu2">
                        <p>3. If I repay my loan past the due date, will I be charged late fees?
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                        </p>
                        <div class="menu2-son">Yes, you will have to pay additional late fee for each overdue repayment. Detail of late fees in TunaiKita is as follows:
                            <br>(a)For monthly repayment of Rp 1,000,000 or less:
                            <br>&nbsp;&nbsp;Rp 5,000 per day up to a maximum of Rp 15,000 for 1-3 days overdue.
                            <br>&nbsp;&nbsp;Rp 10,000 per day up to a maximum of Rp 55,000 for 4-7 days overdue.
                            <br>&nbsp;&nbsp;Rp 15,000 per day up to a maximum of Rp 175,000 for 8-15 days overdue.
                            <br>&nbsp;&nbsp;Rp 20,000 per day up to a maximum of Rp 475,000 for more than 15 days overdue.
                            <br>(b)For monthly repayment of more than Rp 1,000,000:
                            <br>&nbsp;&nbsp;Rp 10,000 per day up to a maximum of Rp 30,000 for 1-3 days overdue.
                            <br>&nbsp;&nbsp;Rp 20,000 per day up to a maximum of Rp 110,000 for 4-7 days overdue.
                            <br>&nbsp;&nbsp;Rp 30,000 per day up to a maximum of Rp 350,000 for 8-15 days overdue.
                            <br>&nbsp;&nbsp;Rp 40,000 per day up to a maximum of Rp 950,000 for more than 15 days overdue.
                        </div>
                    </li>
                    <li class="menu2">
                        <p>4. Can I ask for extended period of loan?
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                        </p>
                        <div class="menu2-son">
                            Right now you can not ask for any loan period extension. Please ensure that your repayments is exactly as the loan amount and repayment due date that you have submitted in the loan application.You will be charged for late fees if you repay past your due
                            date.
                        </div>
                    </li>
                    <li class="menu2">
                        <p>5. Can I make early repayments?
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                        </p>
                        <div class="menu2-son">
                            Yes, you can make repayments earlier than your due dates according to the repayment amount that is given in the app.
                        </div>
                    </li>
                    <li class="menu2">
                        <p>6. How can I repay my loan?
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                        </p>
                        <div class="menu2-son">You can make monthly repayments through:
                            <br>1. Transfer to Bank Mandiri virtual account for repayments from Bank Mandiri accounts.
                            <br>2. Transfer to Bank Permata virtual account for repayments from Bank Permata and other banks aside from Bank Mandiri.
                        </div>
                    </li>
                </ul>
            </li>
            <!--选项 C-->
            <li>
                <h6 class="title">C. SECURITY AND DATA PRIVACY</h6>
                <ul class="menu2-father">
                    <li class="menu2">
                        <p>1. Why does TunaiKita require access to my smartphones?
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                        </p>
                        <div class="menu2-son">
                            Your smartphone’s data will help us in completing your credit worthiness evaluation.
                        </div>
                    </li>
                    <li class="menu2">
                        <p>2. Will TunaiKita share my data with third party or others?
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                        </p>
                        <div class="menu2-son">
                            TunaiKita will never share your personal information to other external third parties without your consent and approval.
                        </div>
                    </li>
                </ul>
            </li>
            <!--选项 D-->
            <li>
                <h6 class="title">D. ABOUT COMPANY</h6>
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                    <li class="menu2">
                        <p>1. What is PT Digital TunaiKita?
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                        </p>
                        <div class="menu2-son">
                            PT Digital Tunai Kita is a joint venture between WeCash South East Asia, JAS Kapital and Kresna Usaha Kreatif. We combined principles of finance, mobile technology, big data and machine learning for faster and better credit evaluation and loans underwriting.
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                    <li class="menu2">
                        <p>2. Where does PT Digital Tunai Kita’s source of funding comes from?
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                        </p>
                        <div class="menu2-son">
                            TunaiKita’s source of funding comes from banks, multi finance and other financial institution in Indonesia.
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                    </li>
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                        <p>3. Is PT Digital Tunai Kita listed in Otoritas Jasa Keuangan(OJK)?
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                        </p>
                        <div class="menu2-son">
                            Right now TunaiKita is in process of registration in OJK but we are committed to fully comply with all regulations and legalities in Indonesia.
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                </ul>
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